Mortgage Brokers Knox

First Home Buyers in Knox

Finding the perfect first home can be daunting, and that's before you walk into a single bank for pre-approval or start the home loan application process. That's why we think you’ll love our simple, expert advice and help. We make the entire home loan process hassle-free for first time property buyers, from pre-approval, paperwork help, stamp duty to guidance on insurances - we're here for you every step of the way. Just call us on 0423 713 362 if you are a first home buyer in Knox.

Other Home Buyers in Knox

If you're looking to upgrade, downgrade or side-grade your Knox Vic home, and need financing or refinancing, our local team have helped others transition seamlessly with market-leading loan rates - all without having to deal with the major banks or others in the lending industry. If you know the lending process, we can simply be your negotiation team, or let our experienced team help you with an initial loan health check.

Knox Investment Buyers

With every local property market, not all properties or blocks of vacant land are great investments, and often to get the best returns, you'll need to have the right mortgage consultants who know the local area. As local investors and independent home loan brokers, Jacob Decru and our mortgage agents can help you get financing for your first, or fifth investment Knox 3152 Victoria property. Just get in touch with Jacob Decru today on 0423 713 362. 

Knox Home Refinancing

Have your circumstances, life or financial goals changed? Or perhaps you’re looking to start those long-awaited renovations? Lots of people refinance for different reasons to find the right home loan for their current needs. Let our loan specialists provide honest advice and help you get competitive rates. We can also point you to our brilliant free online home loan calculators so you can see what any extra payments look like.

Knox Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project like a granny flat or larger shed, can present many unknown challenges. This is where working with the Best Mortgage Broker Knox really counts, with our combined experience and simple loan process for domestic and commercial property. Jacob Decru and the team here can help you remove the financial unknowns and help you find the right construction finance solution.

Knox Self-Employed People 

People with self generated incomes, i.e. not PAYG, like self-employed individuals, Vic business owners and freelancers, might need specialised assistance in finding the right home loan options for their income structure and lender criteria. This is where our highly experienced, licensed mortgage broker team can help, from home loans to commercial loans. Jacob and his team truly understand the challenges self-employed people face, so just get in touch with us today on 0423 713 362 if you are looking for trusted Mortgage Brokers in Knox!

Knox Clients with Unique Financial Situations 

We also help Knox clients with unique financial circumstances, such as those with a history of poor credit or irregular income, where for example, other lending institutions have knocked you back. Jacob and the team here have access to hundreds of home loan products, and can often find a lender who are willing to work with you, to help you get the home loan you need. This is where Jacob and our team, with in-depth banking and experience in finance, really shine.

Just get in touch with Jacob and the team on 0423 713 362 if you are looking for Mortgage Brokers Knox!

Jacob Decru and our team are the experts at making home loans easy - and we do all the heavy lifting for you. That's why we have loads of amazing 5-star reviews from our Knox, Melbourne and even regional Victoria clients. Our team can help you in several ways, from pre-approval to mortgage insurances and more, and we're happy to go the extra mile to get your mortgage approval. 

1. Home Loan Financial Assessment

Using a local mortgage broker Knox can be a invaluable resource when navigating the property market in the area. We start by assessing your financial situation, whether you're a first-time homebuyer or buying your fifth investment property, to determine the right loan and lender for your needs. This includes analysing your assets, income, expenses, credit history, and overall financial readiness using responsible lending questionnaires. At this stage, we can also provide unofficial financial advice and credit advice to get you on the right track. That’s why using a local mortgage broker Knox can be a invaluable asset.

2. The Mortgage Pre-Approval Process 

Jacob Decru and our Mortgage Agents can help you get pre-approved for your next home loan. We help during every step of the loan process, including making the fine print and complex details easy to understand. We also work with over 60 lenders when obtaining a conditional approval for your desired loan amount, which can give you a clearer idea of their budget when house hunting in Knox 3152 postcode. 

3. Local Knox Housing Market Knowledge 

A local mortgage broker Knox like Jacob Decru, has a great understanding of the Knox real estate market. We can provide insights into property values, trends, and the local neighbourhoods that could suit your needs (such as school, shops, transport, investment potential etc), helping you make more informed decisions when buying a home or investment property.

4. Trusted Home Loan Comparison Shopping 

Comparing loans and finance options from multiple lenders is a major part of what we do for clients, and why we’ve over 300 five star Google reviews! We help you find competitive interest rates and favourable loan terms for your borrowing power - with a huge range of lending solutions, including if you are looking at commercial lending. Be sure to get in touch with Jacob Decru today on 0423 713 362 if you have any questions.

5. Paperwork and Application Help 

Mortgage advisors like Jacob Decru are the experts at assist with the preparation and submission of your mortgage application, and that's what makes our range of services so valuable. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly. This helps you reduce the time and stress that it takes to finance your home, or renovation financing.

6. Simplifying The Home Loan Process 

Buying a home involves complex paperwork and processes. By using a  local Mortgage broker Knox, like Jacob Decru, we can simplify the process by guiding you through each step and answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage services is why we have so many 5-star Google review. 

7. Ongoing Mortgage Support 

When you use a local mortgage broker Knox, your relationship shouldn’t end after your mortgage is approved. With Jacob and his Knox mortgage broker team, our support continues well after your loan goes unconditional, and we offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing to ensure you are getting the best home loans rates. 

Just get in touch with Jacob and the team on 0423 713 362 if you are looking for Mortgage Brokers in Knox!

Knox, VIC 3152, which encompasses several suburbs including Wantirna and Wantirna South, is considered a great place to buy a home or investment property for several reasons:

1. Location: Knox is located approximately 25 kilometres east of Melbourne's central business district, offering a suburban lifestyle with easy access to the city via the EastLink freeway and public transport.

2. Amenities: The area is well-serviced by shopping centres such as Westfield Knox, schools, parks, and recreational facilities, providing residents with convenient access to essential services and leisure activities.

3. Employment Opportunities: Knox is home to several business parks and industrial areas, providing employment opportunities for residents within the local area.

4. Schools: The area is known for its reputable primary and secondary schools, making it an attractive option for families with children.

5. Natural Surroundings: Knox is surrounded by parklands, reserves, and the Dandenong Ranges, offering residents plenty of opportunities to enjoy nature and outdoor activities.

6. Community Atmosphere: Knox has a strong sense of community, with various community events and activities, making it a welcoming place to live.

7. Property Values: Knox has seen steady growth in property values over the years, making it an attractive option for investors looking for capital growth.

8. Transport: The area is well-serviced by buses and has easy access to major roads, making it convenient for commuters.

Just get in touch with Jacob and the team on 0423 713 362 if you are looking for Mortgage Brokers in Knox!

When it comes to securing a home loan, there are several major lenders including the big 4 Australian banks and financial institutions who operate across Knox, and indeed the entire Victoria area. The problem is, there are an overwhelming amount of financial products that aren't always easy to understand - and every lender offers a wide range of loan products that are based on your borrowing capacity. So, how do you know which loan product to go with?

That where Jacob and his team can help, we work with over 60 lenders!  

Here are the top 5 mortgage brokers in Knox, Victoria:

LM Connect

Led by local broker Jacob Decru, LM Connect offers personalised mortgage solutions, assisting clients with first home purchases, refinancing, and investment properties. 

LM CONNECT

Ascendant Home Loans | Dan Ryan

Specialising in credit assessment and market appraisal services, Dan Ryan provides tailored mortgage solutions to meet diverse client needs. 

ASCENDANTLOANS.WIXSITE.COM

Aussie Knox | Anu Dua

With over 25 years of experience, Anu Dua is a home and commercial loan specialist, recognized with national and state awards for excellence in loan writing. 

AUSSIE.COM.AU

Mel Finance

An award-winning mortgage brokerage, Mel Finance offers personalized services, assisting clients in securing loans tailored to their individual requirements. 

MELFINANCE.COM.AU

Mortgage Choice in Knox City Centre

Providing comprehensive mortgage broking services, Mortgage Choice assists clients in understanding financial needs, calculating borrowing capacities, and obtaining pre-approvals. 

MORTGAGECHOICE.COM.AU

These brokers are well-regarded in the Knox area and offer a range of services to assist with your mortgage needs.

Just get in touch with Jacob and the team on 0423 713 362 if you are comparing lenders, we can help and are 100% free